Charity Tax Efficiency Calculator
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Adjust Your Assumptions
Annual Gross Income (AGI)
$100,000
State & Local Taxes (SALT)
$4,000
Time Period (Years)
12 years
Filing Status
Single
Married Filing Jointly
Married Filing Separately
Head of Household
Target Annual Donation (Both)
$10,000/year
Bunching Cycle (Dave)
Every 3 years
Dave's Donation Composition (Stock %)
100% Stock
⚠️ Limit reached. Deduction will carry over.
Initial Investment Portfolio
$100,000
Annual Market Return
10.0%
Long-Term Capital Gains Rate
15.0%
Enable Tax-Loss Harvesting
Annual TLH Losses
$3,000/year
Scenario
Net Pay
Charitable Donations
Federal Tax
State Tax